Travel Insurance Insights for Memorial Day Travelers

By Ivan PetrenkoMay 13, 2024 16:30 PMNews
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Crowd of tourists waiting for their flight
Crowd of tourists waiting for their flight. Source: pixabay

As Memorial Day approaches, millions of Americans gear up for holiday travel, but what happens when planes hit a snag? Travel delays can throw a wrench into the best-laid vacation plans, but there's a safety net: travel insurance.

According to the latest insights from Squaremouth, an insurance comparison site, understanding what delays are covered by insurance can make all the difference for holiday travelers. From flight cancellations to unexpected hold-ups, travel insurance can soften the blow of delays.

Most policies include coverage for meals and accommodations if a trip is unexpectedly delayed for 3 to 12 hours. However, not all delays are treated equally under insurance policies.

Airlines often cite weather or mechanical issues as reasons for delays, leaving travelers to foot the bill for unexpected expenses. However, travel insurance steps in to cover costs even in these scenarios, providing relief when plans hit turbulence.

Some policies extend coverage to a wide range of travel-related delays, including disruptions caused by disturbances or overbookings. Opting for broader coverage can offer peace of mind without breaking the bank.

While travel insurance can be a saving grace, not all delays are eligible for coverage. Missed flights due to traffic or long security lines won't qualify for reimbursement, underscoring the importance of planning ahead during busy travel periods.

Despite the potential costs, investing in travel insurance can pay off in the long run. With premiums averaging $149 for international trips and $86 for domestic ones during Memorial Day, the benefits often outweigh the expenses.

Jenna Hummer from Squaremouth emphasizes the importance of choosing a reputable insurance provider with excellent customer service ratings and round-the-clock support. Having reliable coverage in place can turn a potentially stressful situation into a manageable one.

As travelers prepare for Memorial Day getaways, it's essential to consider the benefits of travel insurance. By understanding what delays are covered and investing in comprehensive coverage, holiday travelers can ensure a smoother journey and a more enjoyable holiday experience.

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