5 facts to dispel popular myths about travel insurance

By TravelWiseDec 2, 2023 08:19 AMNews
Share:
5 facts to dispel popular myths about travel insurance
Travel insurance is a prerequisite for planning a trip, providing financial protection and peace of mind for travelers. Source: Photo: Freepik

Travel insurance is a guarantee of a relaxing vacation and exploration of new places without fear of what to do in case of an emergency. However, many travelers are not fully aware of why they should buy insurance and what exactly it will cover.

How can you avoid financial difficulties if you get into trouble while traveling, and what myths prevent people from taking out insurance? Mint has shared 5 myths about travel insurance from Rakesh Goyal, Director of Probus Insurance Brokerage, that travelers need to know before they travel.

Myth: you don't need insurance for a short trip

Fact: People want to believe that nothing terrible can happen in a short time, especially when it comes to traveling within their country of residence. However, regardless of the circumstances, place or time of trip cancellation, medical emergencies or accidents with luggage can happen anywhere and anytime.

Myth: there is enough health insurance abroad

Fact: There is an assumption that health insurance provides adequate coverage abroad. However, such plans have certain limitations. They may not include provisions for patient transportation or emergency evacuation. It is travel insurance that covers these losses.

Myth: travel insurance is too expensive

Fact: This is one of the key reasons why travelers refuse to take out travel insurance. However, it's worth noting that the price of travel insurance varies depending on factors such as the length of the trip, coverage limits, and age. Considering the potential financial risks, insurance is definitely worth it. In addition, there are many different offers that meet different needs. So finding something for yourself is quite possible.

Myth: insurance against pre-existing conditions is a waste of money

Fact: There are certain insurers that offer policies that cover pre-existing conditions or provide a waiver, providing coverage for such situations. It is extremely important to disclose your medical condition at the stage of purchasing insurance in order to get the right type of insurance for your personal situation.

Myth: travel insurance claims are often denied

Fact: The claims process requires accurate documentation and compliance with instructions. Insurance companies are trying to simplify these steps. Keeping careful records, important documents and receipts, and prompt communication in the event of an incident will help.

Top Articles
Best American ranches: 11 places to experience freedom and adrenaline at its best

Best American ranches: 11 places to experience freedom and adrenaline at its best

Feb 28, 2024 21:40 PM
Where to stay in Barcelona so you don't miss out on the most important things. A guide to neighborhoods and places of interest

Where to stay in Barcelona so you don't miss out on the most important things. A guide to neighborhoods and places of interest

Feb 28, 2024 15:50 PM

Mysterious Gjirokastra: where to go, where to stay and delicious food in the "city of a thousand steps"

Feb 28, 2024 08:50 AM

Top 8 hotels in Belfast: a cozy vacation in the United Kingdom

Feb 27, 2024 21:50 PM
More News
Bruges

The best places to visit in Bruges in 2024 have been named

Feb 28, 2024 23:55 PM
The Fly Jinnah aircraft

The Pakistani low-cost carrier Fly Jinnah has launched its first international flight

Feb 28, 2024 23:49 PM

Focus on the details: Chinese horoscope for February 29

Feb 28, 2024 23:41 PM

Delta Launches Additional Eclipse Viewing Flight due to High Demand

Feb 28, 2024 23:35 PM
Indian carrier Zooom Air

The Indian carrier Zooom Air is returning to the skies after a six-year hiatus

Feb 28, 2024 23:29 PM
Amazing lakes in the United States

Wonderful lakes in the USA that didn't make it to the list of the most beautiful ones, but will surprise you

Feb 28, 2024 23:19 PM
American Airlines aircraft

Does American Airlines have WiFi and how much does it cost: we explain the nuances

Feb 28, 2024 23:09 PM
Three zodiac signs will receive new impressions: Horoscope for February 29

Three zodiac signs will receive new impressions: Horoscope for February 29

Feb 28, 2024 22:56 PM
Sri Lanka

In Sri Lanka, a scandal erupted involving a Russian citizen: visas will not be extended for Russians

Feb 28, 2024 22:44 PM

Argentina's Air Travel Workers Strike Disrupts Hundreds of Flights

Feb 28, 2024 22:32 PM

The travel blogger named an underrated city that could become hugely popular in 2024

Feb 28, 2024 22:02 PM
Kyoto

A quarter of the best cities to visit in Japan in March 2024 have been named

Feb 28, 2024 21:55 PM
Green trees and grass field during daytime

The Essential Guide to Visiting Tennessee

Feb 28, 2024 21:31 PM
Midway in Chicago has been recognized as the best airport in the United States for business trips

Midway in Chicago has been recognized as the best airport in the United States for business trips

Feb 28, 2024 21:30 PM
New opportunities are expected: Horoscope for each zodiac sign on February 29

New opportunities are expected: Horoscope for each zodiac sign on February 29

Feb 28, 2024 21:21 PM

Germany expects an influx of tourists from all over the world this summer

Feb 28, 2024 21:10 PM

The shipwreck that occurred in Canada in the 19th century still troubles local residents to this day: what's the matter

Feb 28, 2024 21:00 PM
Oregon is home to one of the largest airplane hangars in the world

In Oregon, one of the largest aircraft hangars in the world is located: why it is there and what it is used for

Feb 28, 2024 20:50 PM
Buildings, trees and Popocatepetl volcano during day

Volcanic Ash Halts Flights at Mexico City Airport

Feb 28, 2024 20:43 PM
Three zodiac signs will experience personal growth: Horoscope for 2024

Three zodiac signs will experience personal growth: Horoscope for 2024

Feb 28, 2024 20:41 PM
The flight attendant named three things she would never do while flying

The flight attendant shared what she would never do during a flight

Feb 28, 2024 20:32 PM
They can't slow down for a moment: three zodiac signs live in constant haste

They can't slow down for a moment: three zodiac signs live in constant haste

Feb 28, 2024 19:41 PM

Flydubai summed up its achievements in 2023 and announced the difference in profit compared to the previous season

Feb 28, 2024 19:36 PM

Japan Airlines Updates Fuel Surcharge Rates for Spring 2024

Feb 28, 2024 19:35 PM
Named the "worst airline for short-haul routes" by Which?

Named the "worst airline for short-haul routes" by Which?

Feb 28, 2024 18:05 PM
A controversial life hack that can help you feel comfortable in economy class: the flight attendant criticized it

A controversial life hack that can help you feel comfortable in economy class: the flight attendant criticized it

Feb 28, 2024 17:50 PM